Villa Maria, Allen Square, Bandon

 

Three bed bungalow in need of renovations
 

For most people buying and selling property can be a traumatic process - it is certainly a high stress business not just for estate agents but for buyers and sellers alike.

The role of the agents here at ERA Paddy Murray Auctioneers is not just in finding a purchaser for your property, but also in trying to take the burden off the vendor, make the deal more efficient and act as a mediator between the buyer and seller.


Nobody knows this better than the management and staff at ERA Paddy Murray Auctioneers so that is why we have put together a few helpful tips and useful information:

 

 
  • 100% Mortgage now available (terms and conditions apply)
  • There are a number of costs which may be related with home purchase: mortgage application or arrangement fees, legal and valuation fees, administration fees, indemnity bonds, mortgage protection, home insurance, stamp duty as well as the cost of furnishing your new home.

  • First time buyers are exempt from paying stamp duty

  • The stamp duty rates are as follows:

Purchase Price Thresholds
First-Time Buyers
Other Owner Occupiers buying for own occupation
Investors
Up to €125,0000
Nil
Nil
Nil

€125,001 to €875,000

with the first €125,000 exempt
Nil
7%
7%

Over €875,000

with the first €125,000 exempt

 

Nil
9%
9%
  • When selling your home you should advise your solicitor of your intention to sell so that your Title Documents can be located and contracts for the sale prepared.
  • Advise your solicitor of any changes, no matter how small you have made to the house since buying it i.e. replacing windows etc.
  • If the property is not your principle private residence, speak to your accountant or solicitor about Capital Gains Tax implications.

 

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