Ballinacarriga, Dunmanway, Co Cork

 

An impressive 4 bed property approx. 6 years old

 

For most people buying and selling property can be a traumatic process - it is certainly a high stress business not just for estate agents but for buyers and sellers alike.

The role of the agents here at ERA Paddy Murray Auctioneers is not just in finding a purchaser for your property, but also in trying to take the burden off the vendor, make the deal more efficient and act as a mediator between the buyer and seller.


Nobody knows this better than the management and staff at ERA Paddy Murray Auctioneers so that is why we have put together a few helpful tips and useful information:

 

 
  • 92% Mortgage now available (terms and conditions apply)
  • There are a number of costs which may be related with home purchase: mortgage application or arrangement fees, legal and valuation fees, administration fees, indemnity bonds, mortgage protection, home insurance, stamp duty as well as the cost of furnishing your new home.
  • The stamp duty rates are as follows as and from 8th December 2010
Purchase Price Thresholds
First-Time Buyers
Other Owner Occupiers buying for own occupation
Up to €1,000,000
1%
1%

Over €1,000,000

2%
2%
     
  • When selling your home you should advise your solicitor of your intention to sell so that your Title Documents can be located and contracts for the sale prepared.
  • Advise your solicitor of any changes, no matter how small you have made to the house since buying it i.e. replacing windows etc.
  • If the property is not your principle private residence, speak to your accountant or solicitor about Capital Gains Tax implications.

 

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